Employment Insurance Scheme

Balance sheet protection in an age of litigation

The biggest threat to the health of your balance sheet lies within. An insurance policy is the safeguard that your bottom line needs the most.

The benefits

  • Balance sheet protection from costs and compensation
  • Fixed and affordable monthly costs under YOUR control
  • No need to tick every box
  • Retaining control over the progress of your litigation
  • Professional expertise local to you with knowledge and understanding of your business
  • No call centres
  • Your own solicitor advising and guiding every claim

At Chattertons we can provide you with an insurance policy that is personal to you and your business and YOU are in control. Not only does it cover the costs of bringing or defending proceedings. It also covers any compensation that the business, or the individuals running it, is ordered to pay.

Protection without the racket

Running a business is risky enough without having to worry about new laws, compliance directives, or regulations you have never heard of.

Your company and its individual managers are equally at risk. For example, anything from discrimination claims, pollution, or corporate manslaughter charges can be made against individuals or the corporate entity itself.

In an age of litigation the chances of being involved in an expensive excursion to the courts are no longer remote. These threats are real, they are here, and it isn’t going to get any easier.

Roughly speaking, employers in the UK face employment Tribunals every five minutes of every day. Let’s repeat that: every 5 minutes.

Simply defending yourself against even the most spurious of claims can be hugely expensive. Just because you believe yourself to be wholly in the right does not mean you will automatically recover your costs. Legal representation can cost thousands of pounds even if you win.

Legal and compliance costs are a serious business issue. It is not just a question of doing what is right because it feels good. It is absolutely essential to protect directors and their families, your shareholders, and the company’s balance sheet - not to mention its hard-earned reputation - against an unexpected spin on the legal roundabout.

There will be times when you need legal advice to prosecute your own rights too - for example in a contract dispute or a bad debt – and that is when you will find out just how expensive lawyers can be.

Chattertons Total Legal Care is a means of protecting directors’ assets and your company balance sheet from legal misfortune and a way of cost-effectively controlling legal costs, potentially avoiding years of anxiety and uncertainty in litigation.

This enables businesses to benefit from having a lawyer ‘in-house’ without the direct cost. More importantly, your service will come not from some faceless call centre but from a solicitor in your area who will be professionally independent and available on demand; the team at Chattertons.

Contact Us

For further information or advice, please e-mail employment@chattertons.com or contact a member of our Employment Team from the contact details given below.

Contact Details

Employment Team

 Contact EmailOfficePhone Number 
Sophie Attfield
  • Lincoln
01522 814600 Details…
Rebecca Birkett
  • Boston - South Square
01205 310025 Details…
Paul Brill
  • Newark
01636 673731 Details…
Jayne Harrison
  • Grantham
01476 591550 Details…
Debbie Hough
  • Spalding
01775 725664 Details…
Peter Lawson
  • Boston - South Square
01205 310025 Details…