Investments

One area, in particular, that our financial advisers specialise in is investments. We deal with all types including ISA’s, bonds, unit trusts, OEIC’s, deposit accounts etc. We offer a free review and our advice is based entirely on your personal financial circumstances.

Whether you have a lump sum to invest or are looking to save a regular amount, we can advise you as to your options. Click here for a free initial consultation or contact one of our financial advisers, Richard Ludlow on (01780) 764145 or Tim Barker on (01205) 351114.
 

Investment Advice

Before we make any recommendations, we will ask for certain information including the following: 

• Details of your current financial circumstances
• Your attitude to risk
• How long you are willing to invest for
• Whether you are looking for income or capital growth
• Your tax status, ie whether you are a non, lower, basic or higher rate tax payer
• Your financial aims and priorities

The more information we have about your financial circumstances, the more tailored the advice we can give you. We want you to be happy with the recommendations we make.
 

Asset Allocation

A large factor when investing is something called asset allocation. This is the name given to the balance of investments in a portfolio. The reason that this is so important is because this has been shown to be the most important factor in determining the performance of an investment portfolio.

There are four main types of asset class which are as follows:

When investing for the long term (5 years or more), the success of a portfolio depends on the right mix of asset types. We can help you to create a portfolio based on your particular financial circumstances and attitude to risk.