Chattertons Solicitors Banner Image

Accessing Retirement Savings

We are experts at helping clients decide what they need; whether that be Drawdown, Annuity or something in between. When you want to start taking some money from your pension pot (not necessarily retire) you have got a surprising amount of options available.

What Options are There at Retirement?

Like everything in life; don’t just take the first offer you get. You have quite a few options when it comes to retirement and contracting a professional adviser to look through your options could make you thousands of pounds.

For instance; if you had a final salary arrangement, but was in poor health you may be better off turning your benefits into an enhanced annuity.

You should at least take the option of an open-market-option, whereby you get the best income possible for your pension.

Additionally, there is always the option of income drawdown, which gives you a few more options about your income.

Finally, if you have a lot saved away, you may prefer the option of a scheme pension; which has a few more flexibilities.

There are, as ever, many more options available and we strongly recommend that these are discussed with a professional IFA before action is taken. 


This is the most frequent retirement release option we look at, due to the ability to take an income, take lump sums whenever you want AND pass on your pension assets to your children. Drawdown really has a lot to offer, but the marketplace is full of options.

We make it easy by doing the hard work for you and advising as to the best drawdown contract for you, if appropriate.

Get in touch 

To set up a meeting with a specialist member of our team, please get in touch with your local branch or fill in our online enquiry form and we will be in touch shortly. We have local branches across Lincolnshire, Nottinghamshire, and London in Boston, Bourne, Grantham, Horncastle, Lincoln, London, Newark, Sleaford, Spalding, and Stamford.


Please remember that past performance is not necessarily a guide to future returns. The value of units and the income from your investments may fall, as well as rise. Investors may not get back the amount originally invested.