Saving For Retirement
Everyone needs a plan for retirement. Pensions always form a part of this, but it is important that as long as making sure you get the best pension, you also consider your other investments, including property, company and/or buy to lets.
The world of pensions is, sometimes, painfully complex. It is easy for even the most talented or experienced individuals to make mistakes. Pensions are one the most common reasons that people contact us.
What is the best pension?
When considering what the ‘best’ pension arrangement might be for you, there are lots of factors that need to be considered:
- Do you want to purchase commercial property?
- Do you want to leave your pension until you retire?
- Are you employed or self-employed?
- Are you running a company?
- Are you a trustee of a defined benefit scheme?
Pensions legislation has built up over many years. The government tried to simplify it on pensions ‘A’ day in 2006, yet it remains one of the most complicated, and complained about, area in the country today.
What pensions are available?
There are 10-20 different style of contract that are widely available on the market, but there are more off-market solutions and within the pensions available on the marketplace there are hundreds of different plan providers and administrative services that you could use.
Our job is to help you work out what you want and take the hassle away from finding the best pension for you.
Keep it simple
We keep it simple. Our clients get a simple solution to their problem. We are here to remove the hassle and the stress out of your investments, all of this goes on behind the scenes. When your adviser comes to meet you, they will provide plain English answers and plain English solutions to help achieve your goals.
Please remember that past performance is not necessarily a guide to future returns. The value of units and the income from your investments may fall, as well as rise. Investors may not get back the amount originally invested.