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Residential Conveyancing Blog

Getting to the root of the problem in boundary disputes

David Stapleton
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Householders spending more time at home and in their gardens during the Covid-19 pandemic is fuelling a rise in boundary disputes as infrequent niggles have translated into nagging complaints, with overhanging branches, encroaching tree roots and towering...

Will the stamp duty holiday be extended?

David Stapleton
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If you are in the process of buying a property, you may have considered whether you will be able to take advantage of the stamp duty holiday, allowing you to save up to £15,000 on your property purchase. In this article, we look at the possible...

Lockdown 2 and home improvements: When do you need planning permission?

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With recent announcements from both the UK and Scottish government about further lockdown restrictions, you might be planning to fill your time with some home improvements. At the time of writing, tradespeople are exempt from lockdown restrictions and may...

Property booms as home and overseas buyers rush to beat deadline

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Property buyers are fighting off the pandemic to catch a new home before stamp duty goes back to its normal rate.  For overseas buyers the race is even more important, as the rate will carry an additional surcharge for them from April.  As part of...

What is a Transfer of Equity?

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A transfer of equity occurs when a party is removed, or added to/ from the title deeds to a property, this can either be for monetary value or nil consideration. Why would a Transfer of Equity occur? A transfer of equity may occur for various reasons. For...

CONVEYANCING: HOW CAN BUYERS AND SELLERS SPEED UP THE PROCESS?

David Guille
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The residential property market is booming following the introduction of the stamp duty holiday by the Government in July 2020. According to Rightmove in September 2020 there were "more homes selling within a week than at any point over the last...

END OF AN ERA FOR HELP TO BUY?

Jennifer Cooke
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Current Scheme As it stands today, anyone purchasing a new build property could benefit from the existing  Government Help to Buy: Equity Loan scheme which provides 20% of the value of new build properties outside of London and 40% in London. As a...

Speeding up your property sale - property information and enquiries

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There was a time not many years ago when conveyancing mainly involved checking the contract and title deeds, and carrying out essential searches. A seller would also provide a completed property information and fittings and contents forms. Whilst title...

How will the Stamp Duty Holiday Affect You?

Kelly Cassidy
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On 8 th July 2020, the Chancellor Of The Exchequer announced that Stamp Duty Land Tax (SDLT) would be temporarily reduced with immediate effect until 31 st March 2020. Under the new rules, the following changes have been implemented: 1. Residential...

Chattertons Conveyancing and COVID-19

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Moving house is often described as one of the most stressful periods of your life – how about throwing a global pandemic into the mix? It is estimated there are around 450,000 house moves that had been put on hold. This week we have had the news that...

COVID-19 Office Closure

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COVID-19 CLIENT NOTICE Chattertons are open and we are working hard to provide our usual high standard of service to our clients. We are now able to see clients for essential meetings, by appointment only.   Most of our advisors are working...

Advice for Home Movers during the Coronavirus Crisis

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Chattertons Solicitors remain open for business during the coronavirus crisis.  However, we are following Government recommendations in order to protect the health of our clients and our staff.  We have strong processes in place to ensure that we...

Coronavirus COVID-19 Chattertons Update

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Chattertons Solicitors  are open for business.  However we are following government recommendations and would encourage you not to visit any of our offices except by prior arrangement. We are closely monitoring the developments of COVID-19 and are...

EXTENDING YOUR LEASE

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To many this seems like something that you will never have to do. After all, the lease that you purchased was for a term of 99 years and so you would think that it is likely not going to expire in your lifetime. A lease, however, does not need to reach...

Should you gamble at Auction?

Kelly Cassidy
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We’ve all watched Homes Under the Hammer and thought how easy it looks to get a bargain … but is it really as simple as it appears to purchase a property for an absolute bargain? Perhaps – but only if you arrive at the Auction House fully...

GROUND RENT ISSUES

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Over recent months, there has been increased interest and increased press coverage in relation to ground rents. Ground rents are common and represent the annual amount payable under the term of a lease by way of rent. They can vary significantly from a...

THE CONCERN ABOUT HISTORIC RENT CHARGES

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There has, over recent months, been an increased focus on Rent Charges and Estate Rent Charges and they have fallen under particular scrutiny by mortgage companies. Rent Charges are obligations listed on the title deeds to a property relating to the payment...

New rules for septic tanks

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New rules for septic tanks New rules for small sewage discharges to surface water have been introduced and certain time limits for compliance with them are fast approaching. These are called the General Binding Rules and they apply to domestic septic...

5 Reasons Why You Should Use a Local Conveyancing Solicitor

David Stapleton
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The New Year is often the time of year when people not only make the inevitable resolutions to re-join the gym or cut back on the wine but also make more serious life-impacting decisions such as moving house. So, once you’ve made that decision your...

Thinking of a Buy to Let or are you already a Domestic Landlord? 1st April 2018 EPC changes - what you need to know

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What is an Energy Performance Certificate (EPC) ? As you will already no doubt be aware an Energy Performance Certificate is required for all properties when sold or let. The certificate will set out the energy rating for the property from A-G with A...

Equity Release - what you need to know

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What is Equity Release The equity in your property is the value of your home, minus any mortgage you may owe and any other secured borrowing. Many people leave equity tied up in their property throughout their lives. However, more and more people (over...

Residential Conveyancing - 5 Reasons why you should use your Local Law Firm.

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Whether you have just bought a brand new house or you have just sold your whole property portfolio, there is always that imminent question - ‘Who will you be instructing for your property conveyancing ?’ There is no denying that buying and...

The Leasehold 'Property Trap'

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There have been recent reports in the media concerning the leasehold ‘property trap’ that buyers of leasehold properties may face. What is a Leasehold property?   It is a property which is owned by way of a lease and the owner of the...

House prices on the rise

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The Chattertons Construction & Property sector team reports a 10% increase on the average house price in England over the previous year. The average house price now stands at £280k, however the figures include Greater London which has seen the...